Payments for dealerships and auto shops
Payments Routed in,
costs Routed out.
PayRoutes lets you collect in person, by text link, or on a recurring plan — while compliant Surcharging or Dual-Pricing offsets your card fees and free customer rails like PayPal, Venmo & Pay Later keep buyers happy.
this month
- CDK Global

Stop paying to get paid
Compliant Surcharging and Dual-Pricing move card processing costs off your bottom line — and because your customers always have a free way to pay, there's no backlash to fear.
Surcharge or Dual-Price
Add the card fee as a line item at checkout (Surcharging — the common setup for new-car dealerships) or post separate cash and card prices (Dual Pricing). Either way it's compliant, and you keep more of every ticket.
Free rails for customers
PayPal, Venmo and Pay Later are offered at the cash price — no Surcharge. Buyers who don't want the card fee simply pick a free path.
You keep face
No awkward conversations, no lost customers. You shed interchange on card volume while every buyer still has a fair, free option.
Your payment setup might be working against you
Most businesses piece their payment process together over time and end up with something slow, inflexible, expensive — and quietly costing them deals.
Customers are ready to pay — your options aren't
When someone wants PayPal, installments, or to pay from a link on their phone and you can't accommodate it, that's a sale you didn't have to lose.
Too many systems, none talking to each other
One tool for cards, another for ACH, a separate login for BNPL. Accounting can't reconcile across three reports — and you're eating card fees on every swipe.
Scattered payments mean missed revenue
When staff jump between platforms and accounting pieces together what came in from where, things get missed and reconciliation becomes a project.

Built to win the deals others lose
The capabilities most processors and DMS-bundled payment tools simply can't match — because we own the platform and built it for how you actually operate.
Works alongside your existing tools
Our browser companion runs beside the software your team already uses — so you capture the payment right where the deal happens, without ripping anything out or waiting on a slow integration.
All your disputes in one portal
Card chargebacks, PayPal disputes and statements live in one place with real-time alerts — so you respond inside the network window instead of forfeiting by default.
Roles & access for every rooftop
Admin vs. staff, scoped by location, MFA, and control over who can refund or view statements. Reusable role templates make onboarding a new store fast.
Secure vault, built in
Store cards and bank info in a PCI-conscious vault with 3DS verification and user-tagged logs — so repeat billing is effortless and every action is accountable.
Everything you need to get paid without the friction
In person, by text, or on a schedule — a clean, simple way to collect, and the visibility your accounting team actually needs.
In-Person Payments
Accept cards, PayPal and contactless at the point of sale. Fast, reliable, flexible for any face-to-face transaction.
Payment Links
Send a secure link by text or email. Customers pay on their own device — no terminal, no waiting.
Recurring Billing
Automate repeat charges for service plans, in-house financing, or any customer on a schedule. Set once, collect on time.
CFO-grade reporting Upgraded
Build reports across 16+ dimensions, save templates, and schedule them to auto-deliver to whoever signs the checks.
Every method, one place
Credit, debit, Venmo, PayPal, BNPL and ACH — all accepted and all visible in one central dashboard.
Real support when you need it
Backed by Prince Consulting — real payments experts who get you set up and keep you running, not a help article.
Built for high-ticket, multi-location operations
PayRoutes shines where tickets are large, locations are many, and card fees hurt most — with automotive as our home turf.
Franchise Dealers
Service, F&I, Parts & Accounting on one platform across every rooftop.
Buy Here Pay Here
You're the lender — recurring plans, saved-card vault and failed-payment retry built in.
Parts Yards
Text-to-pay and payment links for phone, remote and out-of-area parts orders.
Salvage & Recyclers
Fast, secure remote collection on large, one-off transactions.
Turn hesitation into a sale
Offering Pay Later doesn't just help customers — it directly increases what you collect, closes deals that would otherwise walk, and keeps cash flow predictable.
Get paid upfront, every time
When a customer chooses Pay Later, you receive full payment immediately. The financing is their arrangement — your cash flow stays intact.
Close higher-ticket sales
Price hesitation is one of the most common reasons deals fall through. Installments remove that barrier and let customers say yes to more.
More repeat business
Customers who can manage payments comfortably come back. BNPL builds loyalty by making you the easier, more flexible option.

A payments partner, not just a platform

See what your current setup is really costing you
Processing fees, disconnected tools, and the deals that quietly slip away add up to more than most operations realize. Sit down with a PayRoutes expert and we'll walk through where it's leaking — and exactly how to fix it.
Speak With an Expert